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You finally found exactly what you were looking for–maybe it’s ultra modern with an open floor plan, maybe its got a V8 under the hood, or maybe it’s the family trip of a lifetime. No matter what it is, Monroe Bank & Trust has a financial solution to make it happen and the personal service to take the stress off your shoulders. From home loans to student loans, we can help you find the best solutions for your budget.

  • Great rates and terms
  • Convenient payment options include payments in person at any of our convenient locations, by mail, online bill payment, or automatic payment with your deposit account.
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Contact a Lender or call us at 800-321-0032 for more information

Lending Solutions

Planned or unexpected, sometimes you need to borrow a bit of money for a special purchase. We offer a variety of personal loans, with a choice of terms, each backed by the friendly, knowledgeable staff to get you what you need.

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Whether you prefer the freedom of the open road, the salty breeze of the ocean air, or the wonders of the great outdoors, a recreational vehicle loan from Monroe Bank & Trust can help you experience all that life has to offer beyond your walls.

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  • Simplified financing.
  • Pre-approvals! Ask about streamlining the buying process!
  • Great rates and terms.
  • Predictable monthly payments with short and long term options.

New or used, first ride or dream car, Monroe Bank & Trust wants to help you get behind the wheel of your next vehicle. With our competitive interest rates and personal service, you can walk into the dealership with confidence and drive off the lot in style.

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  • Simplified financing.
  • Pre-approvals! Ask about streamlining the buying process!
  • Great rates and terms.
  • Predictable monthly payments with short and long term options.

A Private Credit Line from Monroe Bank & Trust offers the convenience and flexibility to help you meet life’s unexpected financial situations. You’ll enjoy easy access to a reusable source of funds for recurring expenses, major life events, large purchases, or even unexpected expenses. Borrow what you need, whenever you need it. Subject to application, credit qualification and income verification.

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  • Easy access to funds via debit card, check, telephone, or online transfer.
  • Lines of credit from $5,000 – $100,000.
  • Use funds when you need and only pay interest on what you use.
  • Fixed and variable interest rate options available depending on collateral.
  • Flexible repayment terms.
  • Link to your checking account for overdraft protection.
  • You’ll get access to funds instantly, at loan closing.

Just like homes, home loans can come in all shapes and sizes, and it’s important to find the right one for you and your budget. We offer a complete suite of Mortgage Loan Solutions to fit an array of Mortgage needs.

Learn more about Mortgage Solutions

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Home Equity lending allow you to use the money you’ve put in to your home to pay for a wide variety of large purchases. Cars, boats, home furnishings and home repairs, bill consolidation, the list goes on. You’ve worked hard to pay for your home. Get creative with how it can pay you back.

Explore Home Equity Options

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Now you can pay for college the smart way with three great repayment options and competitive interest rates!  This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan Features and Benefits

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists.

Student loans are offered through CB Student Help. Monroe Bank & Trust and CB Student Help are independent entities.* We are compensated by Sallie Mae for the referral of Smart Option Student Loan customers.

Monroe’s Lending Process

Step 1


Monroe Bank & Trust offers a complete suite of lending options and work with you to find the best solution.

Step 2


The Lending process at Monroe Bank & Trust is simple. You answer a few questions and you are well on your way to financing.

Step 3

Sign & Go

We believe in being transparent. Your dedicated lender will let you know where your loan is at every step of the way.

Experience the Monroe Bank & Trust Difference.
There’s more to you than what’s on a paper or in a report and you’re not just a set of numbers. 

Get to Know Your Credit

Other resources:

Check account balances, transfer money and pay bills3 on-the-go with Monroe Bank & Trust mobile banking apps

Schedule an Appointment with one of Monroe Bank & Trust’s Mortgage Experts

View current rates across all available lending solutions.

Let's Get Started

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  • This form is a request for information, it is not a loan application or a guarantee of loan approval. Your submission of this form constitutes permission for a Monroe Bank & Trust Loan Officer to contact you pursuant to this request for information.

Loan rates vary by product, down payment, credit score and other criteria. It is the reader’s responsibility to confirm or verify any rates, fees or penalties with the Bank by contacting the Customer Service Center at 734-241-3431 or 800-321-0032, or online at www.mbandt.com by completing and submitting the Contact form which may be accessed from any website page. All products and services are subject to approval.

1 Services are offered through GreenPath Debt Solutions. GreenPath Debit Solutions is a separate entity and not affiliated with Monroe Bank & Trust.

2 Mobile Banking is a free service from Monroe Bank & Trust. However, you may be charged access rates depending on your carrier. Web access is needed to use Mobile Banking. Check with your service provider for details on specific fees and charges.

3 A $7.00 inactivity fee for Monroe Bank & Trust Online Bill payment applies if the account goes unused for 30 days. The fee stops on the next billing cycle if online bill pay is resumed.