Mortgage Loan Solutions

Just like homes, home loans can come in all shapes and sizes, and it’s important to find the right one for you and your budget. And now, as part of our planned merger with First Merchants Bank, we offer an even more enhanced suite of Mortgage Loan Solutions!

Contact a Lender or call us at 800-321-0032 for more information

Fixed Rate Mortgage

You want an affordable monthly payment that’s predictable. A Fixed-Rate Mortgage offers you a competitive interest rate that stays the same for the life of your loan, so it’s very easy for you to manage your budget.

  • Predictable fixed monthly payments based on amount borrowed and term of loan.
  • Convenience of one monthly payment.
  • This is the perfect choice if you are planning on staying in your home for a long time.

Construction Loans

Build your dream home even before you sell your current residence. Our construction solutions offer attractive rates and repayment terms. From the floor plan to the kitchen tile, building your own home comes with lots of choices. But none is more important than financing.

  • Creative financing techniques – your construction can begin prior to the sale of your existing home.
  • Refinance at a later date with a loan that best fits your budget at that time.
  • Interest-only payment options available during the construction phase.
  • One-time closing allows financing for both construction and end mortgage.

Condominium Financing

For many, condominiums offer a low-maintenance lifestyle. Strange, then, how financing for condos is traditionally so complicated. With Condominium Financing, we provide exceptional financing options for owner occupied warrantable condominium projects.

Low Down Payment

Get into your new home with a lower down payment. You can start building equity right away… without draining your savings account in the process.

Other products of interest:

Loan rates vary by product, down payment, credit score and other criteria. It is the reader’s responsibility to confirm or verify any rates, fees or penalties with the Bank by contacting the Customer Service Center at 800-321-0032, or online at by completing and submitting the Contact form which may be accessed from any website page. All products and services are subject to approval.