Welcome to your next chapter.

Personal Borrowing

RVs and cars, land and homes, education and vacations , you name it, Monroe Bank & Trust personal loan experts are here to help you fund the next chapter of your story.  You imagine the possibilities and enjoy the journey, we’ll help you get there.

Business Borrowing

Your business has many needs, and Monroe Bank & Trust commercial lenders will work to understand those and create a solution to fit your next chapter.  Whether it’s working capital, equipment purchase, new property to expand or acquiring a new business or competitor, we’re here for you.

Today’s Rates for Popular Programs

Fixed Rate Mortgage
Term Rate APR Points
15 Year Fixed 4.500% 4.754% 0.000%
30 Year Fixed 4.625% 4.771% 0.000%
Adjustable Rate Mortgage
Term Rate APR Points
5/1 ARM (Caps 2/5) 4.625% 5.150% 0.000%
Home Equity Loan (Owner Occupied)
Type Loan to Value Term Best Rate APR
6/1 ARM Home Equity Loan 80% LTV Up to 240 Month Note 5.500% 5.841%
10/1 ARM Home Equity Loan 80% LTV Up to 240 Month Note 6.250% 6.300%
Home Equity Line of Credit (HELOC)
Type Best Rate APR Points
Line of Credit Prime 5.50% 0.000%

Please contact our Customer Service Center at 800-321-0032 for terms and rates.