Solutions for Growth

Whether you need to purchase new equipment, build an addition onto your current building, buy new property, or manage operational variances, we’re here for you.

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The first step is a conversation.

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Learn about the 5 C’s of Credit and how they affect your business loan approval.

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Contact a Lender or call us at
800-321-0032 for more information.

Business Financing Solutions

Hundreds of Michigan businesses rely on Monroe Bank & Trust as a premier trusted financial advisor, partner and source of tailored business loans. That includes neighborhood startups and multinational companies, and every business in between. Why?

Monroe Bank & Trust provides unique loans and business service solutions made to order for each businesses’ funding and financial management needs. When you put Monroe Bank & Trust to work for you, you’ll have access to a multitude of short- and long-term solutions. That includes access to SBA and MEDC lending programs – all customized to fit your dynamic business needs.

Whatever your business need – Monroe Bank & Trust has a solution.

Exceptional Service

You’ll work with a dedicated business lender who is familiar with your industry, and knowledgeable about the challenges affecting your business. We know that lending for business has never been a one-size-fits-all approach. Your business lender will take the time to explore your unique business needs, and then provide business lending solutions that will work for you.


Big banks may not take the time necessary to explore flexible and creative funding solutions for each customer. That’s especially true if you’re not a billion-dollar company.

But that’s not how it works at Monroe Bank & Trust.

Every business gets a comprehensive review, and you’ll also have access to senior leadership. You never need to worry that your loan will be passed off to some faraway corporate office for a decision. At Monroe Bank & Trust, we’re right here to work with you.

The Local Edge

Dozens of banks are lending to businesses, and many are crossing state lines. But do you really want a bank that’s located more than 1,000 miles away, providing your business financing solutions?

If you’re a local business, you should work with a local lender – one that not only knows your business, but also the neighborhood that you operate in. Let’s face it – email and telephone are good, but sometimes only face-to-face will get the job done.

Your dedicated Monroe Bank & Trust lending expert will work with you and spend the time necessary to find the right business financing solutions to fit your unique situation. Experience the difference of local decision-making in working with a financial partner with in-depth knowledge of your market.

The Small Business Lending Edge

If you’re a small business, you need to work with a small business lender – a bank that knows small business! At Monroe Bank & Trust we’re dedicated to small business lending. We recognize that local businesses are the foundation of a strong community, and we’re committed to helping you grow and prosper.

We recognize the unique needs of small businesses. We work with small businesses across the state and we’re prepared to provide tailored business loans that will offer solutions to your financing needs.

Monroe’s Quick Loan solution is ideal for existing customers.

• Fast Funding up to $250,000. Subject to credit approval. 
• Approvals in as quick as 24 Hours. Approval Time may vary. 
• Short Application – Minimal Paperwork.
• Competitive Rates and Terms.

Put our business lending experience to work for you and your business. Contact our Business Team and let us find business lending solutions for you. We’re here to help make it happen, and we’ve been making it happen for Michigan businesses over 150 years!

Our Clients' Stories

It’s Not a One Size Fits All Approach

“I’ve had a lifelong relationship with Monroe Bank & Trust starting with a $2,000 loan my brother and I had for a Hobie Cat Sail Boat in high school. I’m confident that they understand my business and our needs.”

Andre S.
Business Customer

Each Borrower Gets a Dedicated Review

“One of the biggest challenges as a start-up was getting the money needed to expand and grow the business. It was hard to get any of the big banks to take me seriously.”

Jason S.
Business Customer

As a Community Bank, Monroe Offers Flexible Financing Solutions

“By using creative financing solutions, Monroe Bank & Trust was able to get me construction financing with an SBA 504 Loan. They also increased the loan and added a line of credit so we could grow.”

Dr. Michelle
Business Customer

Monroe’s Lending Philosophy



Monroe Bank & Trust is a trusted financial advisor for business clients of all sizes. We take care of you every step of the way. Our team cares about your financial success.


Explore Options

Every industry has unique requirements and challenges. That’s why Monroe Bank & Trust provides creative financing and a wide array of short and long term solutions, all tailored for your dynamic business needs.



We believe in being transparent. We walk you through the entire process and help to determine the best source of funding that helps you reach your business goals. When reviewing your loan we consider both your personal credit and business financials.

Let's Get Started

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  • This form is a request for information, it is not a loan application or a guarantee of loan approval. Your submission of this form constitutes permission for a Monroe Bank & Trust Loan Officer to contact you pursuant to this request for information.