Commercial Rewards Credit Card
From Monroe Bank & Trust
on purchases with the MBT Commercial Rewards Visa® rewards credit card.
Using your Monroe Bank & Trust Visa Commercial Rewards Card for all your business purchasing needs means your points will add up fast! Earn 1% cash back on all purchases. You’ll earn 1 point for every $1 spent each time you use your card and sign for your purchases. Plus, you’ll earn even more when you shop at participating retailers. Redeem points for cash back, travel and airline tickets, gift cards, entertainment, merchandise, and more.
- No Annual Fee.
- Low annual percentage rate for purchases: Prime Rate + 8.9%
The Monroe Bank & Trust Commercial Rewards Visa® Card is designed specifically for businesses. With it, you not only have a credit card dedicated to your business, but you can also earn rewards on business purchases.
That’s just one of the many reasons to apply for a business credit card. With the Commercial Rewards Credit Card, you can also separate personal and business finances, maintain control over spending, and better manage cash flow.
Earn Rewards on Business Purchases
You earn rewards when you make purchases with the Monroe Bank & Trust Commercial Rewards Visa® Rewards Credit Card. Use the card for travel, entertainment, procurement, fleet expenses and more.
The Monroe Bank & Trust Commercial Rewards Credit Card offers you the ultimate in power and flexibility. You can redeem rewards for cash back, travel, merchandise, gift cards and more. Your rewards don't expire as long as your account is open.
Separate Your Personal and Business Finances
One of the biggest advantages of having a dedicated commercial credit cards is that it will give you the ability to draw a distinct line between your business life and your personal life. Separating your finances with a commercial credit card will help you to more easily determine which expenses are business, and which are personal.
Maintain Control Over Spending
A Monroe Bank & Trust Commercial Rewards Credit Card will give you complete control over credit card use by your employees. You can define controls that restrict card use to specific types of purchases, and set spending limits by department, division or even by individual employee. That will be especially important if travel is part of your business.
Better Manage Cash Flow
Having a slow month? There’s no need to pay your balance in full! That will help you to better manage your cash flow from one month to the next. Interest charges will apply on unpaid balances, but you can pay off the balance when business bounces back.
Simplify Year-end Expense Reporting
Let’s talk taxes. If you’ve been using a personal credit card for your business, you understand what a nightmare it is to separate out personal and business expenses at the end of the year. A Monroe Bank & Trust Commercial Rewards Visa Card will end that nightmare! We’ll provide you with detailed reporting that will eliminate the need to separate expenses manually.
If you’re ready to get a Monroe Bank & Trust Commercial Rewards Visa Card for your business, let’s get started by completing the form below. We’ll reach out to you shortly, or you can contact us to schedule an appointment.
1Subject to credit approval.