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Home Equity Line of Credit

Put your home ownership to good use. With a Monroe Bank & Trust Home Equity Line of Credit, you can use the equity you’ve been building in your home to get credit… and make a variety of purchases.

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Features and Benefits

  • Borrow up to 85% of the equity in your home. 
  • An extremely affordable financing option -some with interest-only payments.
  • Fast turnaround times mean you don’t have to wait to make your purchases.
  • Use for a variety of purchases: cars, boats, recreational vehicles, home furnishings, loans, lawn and garden, bill consolidation and more.
  • No loan processing, application, or appraisal fees; and no annual fee if you have three additional MBT accounts.
  • Convenient, easy to use debit card!

Ready to use t​he equity in your home? 

Jump Start Your Application or call us today at (734) 242-2204!


Home Equity Line Of Credit (HELOC) Rates
Type Best Rate APR Points
80% LTV Prime (3.25%)  3.25% 0.000%
85% LTV Prime (3.25%) + .75% 4.00% 0.000%


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