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Checking Accounts

From basic free checking to an account with enriched features and benefits, MBT will help you get into an account that fits your needs!  Plus, with 24/7 account access via online banking and mobile banking, managing your money couldn't be easier! 

Make the Switch!

MBT makes it easy for you open any of these accounts with the Free MBT Switch Kit. It is simple to switch your automatic payments and direct deposits from one financial institution to MBT. Click here to get the necessary forms and more information.

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Performance Checking

This free checking account lets you earn an ultra high rate* on all balances up to $50,000 and enjoy fee-free2 ATM use anywhere with these (4) simple steps: 

• Use your MBT Debit Card at least 15 times per month.
• Have at least one direct deposit or make two bill payments per month.
• Sign up for free eStatement and receive your statement online.
• Keep your e-mail address up to date and valid.
*Interest is paid on balances up to $50,000, and a lower interest rate will be paid on additional balances above $50,000 if you meet all of the requirements listed above. Interest is compounded monthly. If requirements are not met, ATM fees will not be refunded and an interest rate of 0.00% APY will apply to the entire account balance for that statement cycle. Rates may increase or decrease without notice. Fees may reduce earnings. $150.00 penalty if account is closed within 180 days from opening. Debit card purchase transactions must post to the account prior to the last day per month.  2The first $10.00 of ATM fees will be waived each month you meet criteria specified above. 


Free Personal Checking

This is a free no frills checking account with no minimum balance requirements.

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Young Adult Checking

This free checking account is perfect for young adults ages 16 – 24. You get convenient access to your funds whether you’re working or attending college.
• Parents can still deposit funds to your account from your hometown.
• Get up $10 in free ATM withdrawals each month.
• This account will automatically convert to a performance checking account on your 25th birthday.
16 and 17 year olds must have an account co-owner who is 18 or older. 


MBT Opportunity Checking! 

Maybe you're recovering from some financial difficulties - maybe you just need a fresh start! MBT's Opportunity Checking Program may be for you!

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